Saving and Spending in Retirement

Single Wave Study

General Information

Title
Saving and Spending in Retirement
Project Number
173
Abstract
The purpose of this survey is to learn more about household spending and saving decisions in retirement. The questionnaire consists of several questions and a vignette experiment. The survey is also administered in Australia.
Longitudinal Type
Single Wave Study
Begin date
05-12-2016
End date
27-12-2016
Researcher
Arthur van Soest, Johan Bonekamp
Publisher
CentERdata
Copyright
© 2018 CentERdata
DOI
https://doi.org/10.17026/dans-24w-fe9s
Funding Organization
CentERdata/MESS Project

Datasets and documentation

View Documentation

Codebook in English
Codebook in Dutch

Data Files

English SPSS file
English STATA file

Variables

Variable name Variable Label
nomem_encrNumber of the household member encrypted
no16a_mYear and month of the field work period
arandomrandom variable version vignette 5-8
APermutation_1_At wat position was set1R1 presented at vignette 1-3?
APermutation_2_At wat position was set1R2 presented at vignette 1-3?
APermutation_3_At wat position was set1R3 presented at vignette 1-3?
APermutation_4_Op welke plek werd set1P1 getoond bij vignet 1-3?
APermutation_5_At wat position was set1P2 presented at vignette 1-3?
BPermutation_1_At wat position was set2R1 presented at vignette 5-8?
BPermutation_2_At wat position was set2R2 presented at vignette 5-8?
BPermutation_3_At wat position was set2R3 presented at vignette 5-8?
BPermutation_4_At wat position was set2P1 presented at vignette 5-8?
BPermutation_5_At wat position was set2P2 presented at vignette 5-8?
DPermutation_1_At wat position was the most important reason from vignette 1 presented at vignette 4?
DPermutation_2_At wat position was the second most important reason from vignette 1 presented at vignette 4?
DPermutation_3_At wat position was the third most important reason from vignette 1 presented at vignette 4?
DPermutation_4_At wat position was savings reason 11 presented at vignette 4?
DPermutation_5_At wat position was savings reason 12 presented at vignette 4?
ingeslachtpreloaded variable gender
inpartner_aanwezigpreload variable partner
inbelbezigpreload variable primary occupation
inbrutohh_fpreload variable gross household income
brutohhincome category based on inbrutohh_f
vignA_1_vignette 1
vignA_2_vignette 2
vignA_3_vignette 3
set1R1set 1: 3 (out of 6) randomly chosen rational reasons: reason 3
set1R2set 1: willekeurig gekozen rationele motief 2
set1R3set 1: willekeurig gekozen rationele motief 3
set1P1set 1: 2 (out of 4) randomly chosen psychological reasons: reason 2
set1P2set 1: willekeurig gekozen psychologisch motief 2
hulp_extra_1_vignette 4: first reason presented (most important reason from vignette 1)
hulp_extra_2_vignette 4: second reason presented (second most important reason from vignette 1)
hulp_extra_3_vignette 4: third reason presented (third most important reason from vignette 1)
hulp_extra_4_vignette 4: fourth reason presented (always reason 11)
hulp_extra_5_vignette 4: fifth reason presented (always reason 12)
set2R1set 2: 3 (out of 6) randomly chosen rational reasons: reason 3
set2R2set 2: willekeurig gekozen rationele motief 2
set2R3set 2: willekeurig gekozen rationele motief 3
set2P1set 2: 2 (out of 4) randomly chosen psychological reasons: reason 2
set2P2set 2: willekeurig gekozen psychologisch motief 2
incj1_1_1. annual lifetime net income
incm1_1_1. monthly lifetime net income
uitj1_1_1. annual expenditures, spending pattern 1
uitm1_1_1. monthly expenditures, spending pattern 1
verm1a_1_1. wealth at age 65, spending pattern 1
verm1b_1_1. wealth at age 75, spending pattern 1
verm1c_1_1. wealth at age 85, spending pattern 1
verm1d_1_1. wealth at age 95, spending pattern 1
uitj2_1_1. annual expenditures, spending pattern 2
uitm2_1_1. monthly expenditures, spending pattern 2
verm2a_1_1. wealth at age 65, spending pattern 2
verm2b_1_1. wealth at age 75, spending pattern 2
verm2c_1_1. wealth at age 85, spending pattern 2
verm2d_1_1. wealth at age 95, spending pattern 2
uitj3_1_1. annual expenditures, spending pattern 3
uitm3_1_1. monthly expenditures, spending pattern 3
verm3a_1_1. wealth at age 65, spending pattern 3
verm3b_1_1. wealth at age 75, spending pattern 3
verm3c_1_1. wealth at age 85, spending pattern 3
verm3d_1_1. wealth at age 95, spending pattern 3
uitj4_1_1. annual expenditures, spending pattern 4
uitm4_1_1. monthly expenditures, spending pattern 4
verm4a_1_1. wealth at age 65, spending pattern 4
verm4b_1_1. wealth at age 75, spending pattern 4
verm4c_1_1. wealth at age 85, spending pattern 4
verm4d_1_1. wealth at age 95, spending pattern 4
uitj5_1_1. annual expenditures, spending pattern 5
uitm5_1_1. monthly expenditures, spending pattern 5
verm5a_1_1. wealth at age 65, spending pattern 5
verm5b_1_1. wealth at age 75, spending pattern 5
verm5c_1_1. wealth at age 85, spending pattern 5
verm5d_1_1. wealth at age 95, spending pattern 5
incj1_2_2. annual lifetime net income
incm1_2_2. monthly lifetime net income
uitj1_2_2. annual expenditures, spending pattern 1
uitm1_2_2. monthly expenditures, spending pattern 1
verm1a_2_2. wealth at age 65, spending pattern 1
verm1b_2_2. wealth at age 75, spending pattern 1
verm1c_2_2. wealth at age 85, spending pattern 1
verm1d_2_2. wealth at age 95, spending pattern 1
uitj2_2_2. annual expenditures, spending pattern 2
uitm2_2_2. monthly expenditures, spending pattern 2
verm2a_2_2. wealth at age 65, spending pattern 2
verm2b_2_2. wealth at age 75, spending pattern 2
verm2c_2_2. wealth at age 85, spending pattern 2
verm2d_2_2. wealth at age 95, spending pattern 2
uitj3_2_2. annual expenditures, spending pattern 3
uitm3_2_2. monthly expenditures, spending pattern 3
verm3a_2_2. wealth at age 65, spending pattern 3
verm3b_2_2. wealth at age 75, spending pattern 3
verm3c_2_2. wealth at age 85, spending pattern 3
verm3d_2_2. wealth at age 95, spending pattern 3
uitj4_2_2. annual expenditures, spending pattern 4
uitm4_2_2. monthly expenditures, spending pattern 4
verm4a_2_2. wealth at age 65, spending pattern 4
verm4b_2_2. wealth at age 75, spending pattern 4
verm4c_2_2. wealth at age 85, spending pattern 4
verm4d_2_2. wealth at age 95, spending pattern 4
uitj5_2_2. annual expenditures, spending pattern 5
uitm5_2_2. monthly expenditures, spending pattern 5
verm5a_2_2. wealth at age 65, spending pattern 5
verm5b_2_2. wealth at age 75, spending pattern 5
verm5c_2_2. wealth at age 85, spending pattern 5
verm5d_2_2. wealth at age 95, spending pattern 5
incj1_3_3. annual lifetime net income
incm1_3_3. monthly lifetime net income
uitj1_3_3. annual expenditures, spending pattern 1
uitm1_3_3. monthly expenditures, spending pattern 1
verm1a_3_3. wealth at age 65, spending pattern 1
verm1b_3_3. wealth at age 75, spending pattern 1
verm1c_3_3. wealth at age 85, spending pattern 1
verm1d_3_3. wealth at age 95, spending pattern 1
uitj2_3_3. annual expenditures, spending pattern 2
uitm2_3_3. monthly expenditures, spending pattern 2
verm2a_3_3. wealth at age 65, spending pattern 2
verm2b_3_3. wealth at age 75, spending pattern 2
verm2c_3_3. wealth at age 85, spending pattern 2
verm2d_3_3. wealth at age 95, spending pattern 2
uitj3_3_3. annual expenditures, spending pattern 3
uitm3_3_3. monthly expenditures, spending pattern 3
verm3a_3_3. wealth at age 65, spending pattern 3
verm3b_3_3. wealth at age 75, spending pattern 3
verm3c_3_3. wealth at age 85, spending pattern 3
verm3d_3_3. wealth at age 95, spending pattern 3
uitj4_3_3. annual expenditures, spending pattern 4
uitm4_3_3. monthly expenditures, spending pattern 4
verm4a_3_3. wealth at age 65, spending pattern 4
verm4b_3_3. wealth at age 75, spending pattern 4
verm4c_3_3. wealth at age 85, spending pattern 4
verm4d_3_3. wealth at age 95, spending pattern 4
uitj5_3_3. annual expenditures, spending pattern 5
uitm5_3_3. monthly expenditures, spending pattern 5
verm5a_3_3. wealth at age 65, spending pattern 5
verm5b_3_3. wealth at age 75, spending pattern 5
verm5c_3_3. wealth at age 85, spending pattern 5
verm5d_3_3. wealth at age 95, spending pattern 5
incj1_4_4. annual lifetime net income
incm1_4_4. monthly lifetime net income
uitj1_4_4. annual expenditures, spending pattern 1
uitm1_4_4. monthly expenditures, spending pattern 1
verm1a_4_4. wealth at age 65, spending pattern 1
verm1b_4_4. wealth at age 75, spending pattern 1
verm1c_4_4. wealth at age 85, spending pattern 1
verm1d_4_4. wealth at age 95, spending pattern 1
uitj2_4_4. annual expenditures, spending pattern 2
uitm2_4_4. monthly expenditures, spending pattern 2
verm2a_4_4. wealth at age 65, spending pattern 2
verm2b_4_4. wealth at age 75, spending pattern 2
verm2c_4_4. wealth at age 85, spending pattern 2
verm2d_4_4. wealth at age 95, spending pattern 2
uitj3_4_4. annual expenditures, spending pattern 3
uitm3_4_4. monthly expenditures, spending pattern 3
verm3a_4_4. wealth at age 65, spending pattern 3
verm3b_4_4. wealth at age 75, spending pattern 3
verm3c_4_4. wealth at age 85, spending pattern 3
verm3d_4_4. wealth at age 95, spending pattern 3
uitj4_4_4. annual expenditures, spending pattern 4
uitm4_4_4. monthly expenditures, spending pattern 4
verm4a_4_4. wealth at age 65, spending pattern 4
verm4b_4_4. wealth at age 75, spending pattern 4
verm4c_4_4. wealth at age 85, spending pattern 4
verm4d_4_4. wealth at age 95, spending pattern 4
uitj5_4_4. annual expenditures, spending pattern 5
uitm5_4_4. monthly expenditures, spending pattern 5
verm5a_4_4. wealth at age 65, spending pattern 5
verm5b_4_4. wealth at age 75, spending pattern 5
verm5c_4_4. wealth at age 85, spending pattern 5
verm5d_4_4. wealth at age 95, spending pattern 5
incj1_5_5. annual lifetime net income
incm1_5_5. monthly lifetime net income
uitj1_5_5. annual expenditures, spending pattern 1
uitm1_5_5. monthly expenditures, spending pattern 1
verm1a_5_5. wealth at age 65, spending pattern 1
verm1b_5_5. wealth at age 75, spending pattern 1
verm1c_5_5. wealth at age 85, spending pattern 1
verm1d_5_5. wealth at age 95, spending pattern 1
uitj2_5_5. annual expenditures, spending pattern 2
uitm2_5_5. monthly expenditures, spending pattern 2
verm2a_5_5. wealth at age 65, spending pattern 2
verm2b_5_5. wealth at age 75, spending pattern 2
verm2c_5_5. wealth at age 85, spending pattern 2
verm2d_5_5. wealth at age 95, spending pattern 2
uitj3_5_5. annual expenditures, spending pattern 3
uitm3_5_5. monthly expenditures, spending pattern 3
verm3a_5_5. wealth at age 65, spending pattern 3
verm3b_5_5. wealth at age 75, spending pattern 3
verm3c_5_5. wealth at age 85, spending pattern 3
verm3d_5_5. wealth at age 95, spending pattern 3
uitj4_5_5. annual expenditures, spending pattern 4
uitm4_5_5. monthly expenditures, spending pattern 4
verm4a_5_5. wealth at age 65, spending pattern 4
verm4b_5_5. wealth at age 75, spending pattern 4
verm4c_5_5. wealth at age 85, spending pattern 4
verm4d_5_5. wealth at age 95, spending pattern 4
uitj5_5_5. annual expenditures, spending pattern 5
uitm5_5_5. monthly expenditures, spending pattern 5
verm5a_5_5. wealth at age 65, spending pattern 5
verm5b_5_5. wealth at age 75, spending pattern 5
verm5c_5_5. wealth at age 85, spending pattern 5
verm5d_5_5. wealth at age 95, spending pattern 5
incj1_6_6. annual lifetime net income
incm1_6_6. monthly lifetime net income
uitj1_6_6. annual expenditures, spending pattern 1
uitm1_6_6. monthly expenditures, spending pattern 1
verm1a_6_6. wealth at age 65, spending pattern 1
verm1b_6_6. wealth at age 75, spending pattern 1
verm1c_6_6. wealth at age 85, spending pattern 1
verm1d_6_6. wealth at age 95, spending pattern 1
uitj2_6_6. annual expenditures, spending pattern 2
uitm2_6_6. monthly expenditures, spending pattern 2
verm2a_6_6. wealth at age 65, spending pattern 2
verm2b_6_6. wealth at age 75, spending pattern 2
verm2c_6_6. wealth at age 85, spending pattern 2
verm2d_6_6. wealth at age 95, spending pattern 2
uitj3_6_6. annual expenditures, spending pattern 3
uitm3_6_6. monthly expenditures, spending pattern 3
verm3a_6_6. wealth at age 65, spending pattern 3
verm3b_6_6. wealth at age 75, spending pattern 3
verm3c_6_6. wealth at age 85, spending pattern 3
verm3d_6_6. wealth at age 95, spending pattern 3
uitj4_6_6. annual expenditures, spending pattern 4
uitm4_6_6. monthly expenditures, spending pattern 4
verm4a_6_6. wealth at age 65, spending pattern 4
verm4b_6_6. wealth at age 75, spending pattern 4
verm4c_6_6. wealth at age 85, spending pattern 4
verm4d_6_6. wealth at age 95, spending pattern 4
uitj5_6_6. annual expenditures, spending pattern 5
uitm5_6_6. monthly expenditures, spending pattern 5
verm5a_6_6. wealth at age 65, spending pattern 5
verm5b_6_6. wealth at age 75, spending pattern 5
verm5c_6_6. wealth at age 85, spending pattern 5
verm5d_6_6. wealth at age 95, spending pattern 5
incj1_7_7. annual lifetime net income
incm1_7_7. monthly lifetime net income
uitj1_7_7. annual expenditures, spending pattern 1
uitm1_7_7. monthly expenditures, spending pattern 1
verm1a_7_7. wealth at age 65, spending pattern 1
verm1b_7_7. wealth at age 75, spending pattern 1
verm1c_7_7. wealth at age 85, spending pattern 1
verm1d_7_7. wealth at age 95, spending pattern 1
uitj2_7_7. annual expenditures, spending pattern 2
uitm2_7_7. monthly expenditures, spending pattern 2
verm2a_7_7. wealth at age 65, spending pattern 2
verm2b_7_7. wealth at age 75, spending pattern 2
verm2c_7_7. wealth at age 85, spending pattern 2
verm2d_7_7. wealth at age 95, spending pattern 2
uitj3_7_7. annual expenditures, spending pattern 3
uitm3_7_7. monthly expenditures, spending pattern 3
verm3a_7_7. wealth at age 65, spending pattern 3
verm3b_7_7. wealth at age 75, spending pattern 3
verm3c_7_7. wealth at age 85, spending pattern 3
verm3d_7_7. wealth at age 95, spending pattern 3
uitj4_7_7. annual expenditures, spending pattern 4
uitm4_7_7. monthly expenditures, spending pattern 4
verm4a_7_7. wealth at age 65, spending pattern 4
verm4b_7_7. wealth at age 75, spending pattern 4
verm4c_7_7. wealth at age 85, spending pattern 4
verm4d_7_7. wealth at age 95, spending pattern 4
uitj5_7_7. annual expenditures, spending pattern 5
uitm5_7_7. monthly expenditures, spending pattern 5
verm5a_7_7. wealth at age 65, spending pattern 5
verm5b_7_7. wealth at age 75, spending pattern 5
verm5c_7_7. wealth at age 85, spending pattern 5
verm5d_7_7. wealth at age 95, spending pattern 5
incj1_8_8. annual lifetime net income
incm1_8_8. monthly lifetime net income
uitj1_8_8. annual expenditures, spending pattern 1
uitm1_8_8. monthly expenditures, spending pattern 1
verm1a_8_8. wealth at age 65, spending pattern 1
verm1b_8_8. wealth at age 75, spending pattern 1
verm1c_8_8. wealth at age 85, spending pattern 1
verm1d_8_8. wealth at age 95, spending pattern 1
uitj2_8_8. annual expenditures, spending pattern 2
uitm2_8_8. monthly expenditures, spending pattern 2
verm2a_8_8. wealth at age 65, spending pattern 2
verm2b_8_8. wealth at age 75, spending pattern 2
verm2c_8_8. wealth at age 85, spending pattern 2
verm2d_8_8. wealth at age 95, spending pattern 2
uitj3_8_8. annual expenditures, spending pattern 3
uitm3_8_8. monthly expenditures, spending pattern 3
verm3a_8_8. wealth at age 65, spending pattern 3
verm3b_8_8. wealth at age 75, spending pattern 3
verm3c_8_8. wealth at age 85, spending pattern 3
verm3d_8_8. wealth at age 95, spending pattern 3
uitj4_8_8. annual expenditures, spending pattern 4
uitm4_8_8. monthly expenditures, spending pattern 4
verm4a_8_8. wealth at age 65, spending pattern 4
verm4b_8_8. wealth at age 75, spending pattern 4
verm4c_8_8. wealth at age 85, spending pattern 4
verm4d_8_8. wealth at age 95, spending pattern 4
uitj5_8_8. annual expenditures, spending pattern 5
uitm5_8_8. monthly expenditures, spending pattern 5
verm5a_8_8. wealth at age 65, spending pattern 5
verm5b_8_8. wealth at age 75, spending pattern 5
verm5c_8_8. wealth at age 85, spending pattern 5
verm5d_8_8. wealth at age 95, spending pattern 5
vign_1__uitgavenpatroonStage 1: set 1 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_1_.vign.hh1_1_Stage 1: set 1: reason 1: most important
vign_1_.vign.hh1_2_Stage 1: set 1: reason 1: least important
vign_1_.vign.hh2_1_Stage 1: set 1: reason 2: most important
vign_1_.vign.hh2_2_Stage 1: set 1: reason 2: least important
vign_1_.vign.hh3_1_Stage 1: set 1: reason 3: most important
vign_1_.vign.hh3_2_Stage 1: set 1: reason 3: least important
vign_1_.vign.hh4_1_Stage 1: set 1: reason 4: most important
vign_1_.vign.hh4_2_Stage 1: set 1: reason 4: least important
vign_1_.vign.hh5_1_Stage 1: set 1: reason 5: most important
vign_1_.vign.hh5_2_Stage 1: set 1: reason 5: least important
vign_1_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 1: reason 1
vign_1_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 1: reason 1
vign_1_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 1: reason 2
vign_1_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 1: reason 2
vign_1_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 1: reason 3
vign_1_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 1: reason 3
vign_1_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 1: reason 4
vign_1_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 1: reason 4
vign_1_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 1: reason 5
vign_1_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 1: reason 5
vign_2__uitgavenpatroonStage 1: set 2 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_2_.vign.hh1_1_Stage 1: set 2: reason 1: most important
vign_2_.vign.hh1_2_Stage 1: set 2: reason 1: least important
vign_2_.vign.hh2_1_Stage 1: set 2: reason 2: most important
vign_2_.vign.hh2_2_Stage 1: set 2: reason 2: least important
vign_2_.vign.hh3_1_Stage 1: set 2: reason 3: most important
vign_2_.vign.hh3_2_Stage 1: set 2: reason 3: least important
vign_2_.vign.hh4_1_Stage 1: set 2: reason 4: most important
vign_2_.vign.hh4_2_Stage 1: set 2: reason 4: least important
vign_2_.vign.hh5_1_Stage 1: set 2: reason 5: most important
vign_2_.vign.hh5_2_Stage 1: set 2: reason 5: least important
vign_2_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 2: reason 1
vign_2_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 2: reason 1
vign_2_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 2: reason 2
vign_2_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 2: reason 2
vign_2_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 2: reason 3
vign_2_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 2: reason 3
vign_2_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 2: reason 4
vign_2_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 2: reason 4
vign_2_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 2: reason 5
vign_2_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 2: reason 5
vign_3__uitgavenpatroonStage 1: set 3 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_3_.vign.hh1_1_Stage 1: set 3: reason 1: most important
vign_3_.vign.hh1_2_Stage 1: set 3: reason 1: least important
vign_3_.vign.hh2_1_Stage 1: set 3: reason 2: most important
vign_3_.vign.hh2_2_Stage 1: set 3: reason 2: least important
vign_3_.vign.hh3_1_Stage 1: set 3: reason 3: most important
vign_3_.vign.hh3_2_Stage 1: set 3: reason 3: least important
vign_3_.vign.hh4_1_Stage 1: set 3: reason 4: most important
vign_3_.vign.hh4_2_Stage 1: set 3: reason 4: least important
vign_3_.vign.hh5_1_Stage 1: set 3: reason 5: most important
vign_3_.vign.hh5_2_Stage 1: set 3: reason 5: least important
vign_3_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 3: reason 1
vign_3_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 3: reason 1
vign_3_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 3: reason 2
vign_3_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 3: reason 2
vign_3_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 3: reason 3
vign_3_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 3: reason 3
vign_3_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 3: reason 4
vign_3_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 3: reason 4
vign_3_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 3: reason 5
vign_3_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 3: reason 5
vign_4__uitgavenpatroonStage 1: set 4 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_4_.vign.hh1_1_Stage 1: set 4: reason 1: most important
vign_4_.vign.hh1_2_Stage 1: set 4: reason 1: least important
vign_4_.vign.hh2_1_Stage 1: set 4: reason 2: most important
vign_4_.vign.hh2_2_Stage 1: set 4: reason 2: least important
vign_4_.vign.hh3_1_Stage 1: set 4: reason 3: most important
vign_4_.vign.hh3_2_Stage 1: set 4: reason 3: least important
vign_4_.vign.hh4_1_Stage 1: set 4: reason 4: most important
vign_4_.vign.hh4_2_Stage 1: set 4: reason 4: least important
vign_4_.vign.hh5_1_Stage 1: set 4: reason 5: most important
vign_4_.vign.hh5_2_Stage 1: set 4: reason 5: least important
vign_4_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 4: reason 1
vign_4_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 4: reason 1
vign_4_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 4: reason 2
vign_4_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 4: reason 2
vign_4_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 4: reason 3
vign_4_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 4: reason 3
vign_4_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 4: reason 4
vign_4_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 4: reason 4
vign_4_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 1: set 4: reason 5
vign_4_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 1: set 4: reason 5
vign_5__uitgavenpatroonStage 2: set 1 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_5_.vign.hh1_1_Stage 2: set 1: reason 1: most important
vign_5_.vign.hh1_2_Stage 2: set 1: reason 1: least important
vign_5_.vign.hh2_1_Stage 2: set 1: reason 2: most important
vign_5_.vign.hh2_2_Stage 2: set 1: reason 2: least important
vign_5_.vign.hh3_1_Stage 2: set 1: reason 3: most important
vign_5_.vign.hh3_2_Stage 2: set 1: reason 3: least important
vign_5_.vign.hh4_1_Stage 2: set 1: reason 4: most important
vign_5_.vign.hh4_2_Stage 2: set 1: reason 4: least important
vign_5_.vign.hh5_1_Stage 2: set 1: reason 5: most important
vign_5_.vign.hh5_2_Stage 2: set 1: reason 5: least important
vign_5_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 1: reason 1
vign_5_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 1: reason 1
vign_5_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 1: reason 2
vign_5_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 1: reason 2
vign_5_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 1: reason 3
vign_5_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 1: reason 3
vign_5_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 1: reason 4
vign_5_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 1: reason 4
vign_5_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 1: reason 5
vign_5_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 1: reason 5
vign_6__uitgavenpatroonStage 2: set 2 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_6_.vign.hh1_1_Stage 2: set 2: reason 1: most important
vign_6_.vign.hh1_2_Stage 2: set 2: reason 1: least important
vign_6_.vign.hh2_1_Stage 2: set 2: reason 2: most important
vign_6_.vign.hh2_2_Stage 2: set 2: reason 2: least important
vign_6_.vign.hh3_1_Stage 2: set 2: reason 3: most important
vign_6_.vign.hh3_2_Stage 2: set 2: reason 3: least important
vign_6_.vign.hh4_1_Stage 2: set 2: reason 4: most important
vign_6_.vign.hh4_2_Stage 2: set 2: reason 4: least important
vign_6_.vign.hh5_1_Stage 2: set 2: reason 5: most important
vign_6_.vign.hh5_2_Stage 2: set 2: reason 5: least important
vign_6_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 2: reason 1
vign_6_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 2: reason 1
vign_6_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 2: reason 2
vign_6_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 2: reason 2
vign_6_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 2: reason 3
vign_6_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 2: reason 3
vign_6_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 2: reason 4
vign_6_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 2: reason 4
vign_6_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 2: reason 5
vign_6_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 2: reason 5
vign_7__uitgavenpatroonStage 2: set 3 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_7_.vign.hh1_1_Stage 2: set 3: reason 1: most important
vign_7_.vign.hh1_2_Stage 2: set 3: reason 1: least important
vign_7_.vign.hh2_1_Stage 2: set 3: reason 2: most important
vign_7_.vign.hh2_2_Stage 2: set 3: reason 2: least important
vign_7_.vign.hh3_1_Stage 2: set 3: reason 3: most important
vign_7_.vign.hh3_2_Stage 2: set 3: reason 3: least important
vign_7_.vign.hh4_1_Stage 2: set 3: reason 4: most important
vign_7_.vign.hh4_2_Stage 2: set 3: reason 4: least important
vign_7_.vign.hh5_1_Stage 2: set 3: reason 5: most important
vign_7_.vign.hh5_2_Stage 2: set 3: reason 5: least important
vign_7_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 3: reason 1
vign_7_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 3: reason 1
vign_7_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 3: reason 2
vign_7_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 3: reason 2
vign_7_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 3: reason 3
vign_7_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 3: reason 3
vign_7_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 3: reason 4
vign_7_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 3: reason 4
vign_7_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 3: reason 5
vign_7_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 3: reason 5
vign_8__uitgavenpatroonStage 2: set 4 out of 4. What spending pattern would you advise this household to choose, based on your own preferences?
vign_8_.vign.hh1_1_Stage 2: set 4: reason 1: most important
vign_8_.vign.hh1_2_Stage 2: set 4: reason 1: least important
vign_8_.vign.hh2_1_Stage 2: set 4: reason 2: most important
vign_8_.vign.hh2_2_Stage 2: set 4: reason 2: least important
vign_8_.vign.hh3_1_Stage 2: set 4: reason 3: most important
vign_8_.vign.hh3_2_Stage 2: set 4: reason 3: least important
vign_8_.vign.hh4_1_Stage 2: set 4: reason 4: most important
vign_8_.vign.hh4_2_Stage 2: set 4: reason 4: least important
vign_8_.vign.hh5_1_Stage 2: set 4: reason 5: most important
vign_8_.vign.hh5_2_Stage 2: set 4: reason 5: least important
vign_8_.vign_b.hh1_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 4: reason 1
vign_8_.vign_b.hh1_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 4: reason 1
vign_8_.vign_b.hh2_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 4: reason 2
vign_8_.vign_b.hh2_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 4: reason 2
vign_8_.vign_b.hh3_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 4: reason 3
vign_8_.vign_b.hh3_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 4: reason 3
vign_8_.vign_b.hh4_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 4: reason 4
vign_8_.vign_b.hh4_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 4: reason 4
vign_8_.vign_b.hh5_b_1_Please now select out of the remaining three reasons the reason that is most important for this household. - stage 2: set 4: reason 5
vign_8_.vign_b.hh5_b_2_Please now select out of the remaining three reasons the reason that is least important for this household. - stage 2: set 4: reason 5
PH1Which of the time horizons mentioned below is in your household MOST important with regard to planning expenditures and savings?
R1Have you ever tried to work out how much you need to save for retirement?
R2_1I am very knowledgeable about financial planning for retirement.
R2_2I know more than most people about retirement planning.
R2_3I am very confident in my ability to do retirement planning.
R2_4When I have a need for financial services, I know exactly where to obtain information.
R2_5I am knowledgeable about how Social Security works.
R2_6I am knowledgeable about how private investment plans work.
R3On a scale from 1 (in the near future) to 7 (in the distant future), retirement will occur for me...
FTP1_1I think about how things can be in the future, and try to influence them in my daily life.
FTP1_2I often deal with issues that will only have consequences in a few years.
FTP1_3I am only concerned with things of this moment, assuming that it will be okay in the future.
FTP1_4In everything I do I think only about the direct consequences of these actions. (Think of a period of a few days or weeks.)
FTP1_5The question of whether something is convenient for me is an important factor in the decisions I make or the actions I take.
FTP1_6I want to sacrifice if it goes well with me to achieve certain goals in the future.
FTP1_7I think it is important to take warnings about the negative consequences of my actions seriously, even if these negative consequences only happen in the distant future.
FTP1_8I think it is more important to occupy myself with things that have important consequences in the future than with things that have direct but less important consequences.
FTP1_9In general, I ignore warnings about future problems because I think these problems will be solved before they become critical.
FTP1_10I think that it is not necessary to sacrifice things at the moment for things that happen in the future, because these can always be solved later.
FTP1_11I only respond to immediate problems, assuming that I will deal with problems that arise later on.
FTP1_12I find work with results in the short term more important than work where the consequences only become visible later on.
SLE1According to the Dutch Bureau of Statistics Dutch [men/women] of your age on average are expected to live to age [85/88]. To what age do you think you will live?
SLE2According to the Dutch Bureau of Statistics Dutch men on average are expected to live to age 85, and women to age 88. To what age do you think your spouse/partner will live?
TIME1How do you see yourself? Are you generally an impatient person or someone who always shows great patience?
RISK1How do you see yourself? Are you generally a person who is fully prepared to take risks or do you try to avoid taking risks?
RISK2How do you see yourself? Are you generally a person who tries to avoid taking risks in financial matters? Or are you fully prepared to take risks in financial matters?
PER1aPlease indicate how well each word describes you (as a person). Organized
PER1bPlease indicate how well each word describes you (as a person). Responsible
PER1cPlease indicate how well each word describes you (as a person). Hardworking
PER1dPlease indicate how well each word describes you (as a person). Careless
PER1ePlease indicate how well each word describes you (as a person). Thorough
PER2aHow often do you do each of the following: Spend too much money
PER2bHow often do you do each of the following: Buy things on impulse
PER2cHow often do you do each of the following: Buy things you hadn’t planned to buy
PER2dHow often do you do each of the following: Buy things you don’t really need
PER3_1How well does the pair of traits describes you? Extraverted, enthusiastic
PER3_2How well does the pair of traits describes you? Critical, quarrelsome
PER3_3How well does the pair of traits describes you? Thorough, self-disciplined
PER3_4How well does the pair of traits describes you? Anxious, easily upset
PER3_5How well does the pair of traits describes you? Open to new experiences, vivid imagination
PER3_6How well does the pair of traits describes you? Reserved, quiet
PER3_7How well does the pair of traits describes you? Sympathetic, warm
PER3_8How well does the pair of traits describes you? Lazy, easy-going
PER3_9How well does the pair of traits describes you? Calm, emotionaly stable
PER3_10How well does the pair of traits describes you? Little artistic interest, uncreative
SK2Can people make voluntary contributions to their pension accounts?
SK3Are there any limits to the amount of these voluntary contributions?
SK6‘You are allowed to borrow from your pension account.'
SK7‘If you have any pension from your work, you will not qualify for the state pension (AOW).'
SK8Do you know the minimum age at which you can get a pension from your pension account?
PR1Are/Were you affiliated with a pension fund/insure from your current/last job?
PR2How would you describe the pension account of your current or last employer?
PR2a_1_Did you make other provisions for your pension apart from normal pension accrual? Yes, through annuity policies
PR2a_2_Did you make other provisions for your pension apart from normal pension accrual? Yes, through single-premium policies
PR2a_3_Did you make other provisions for your pension apart from normal pension accrual? Yes, via extra purchase of pension rights at employer
PR2a_4_Did you make other provisions for your pension apart from normal pension accrual? Yes, through extra periodic payments at employer
PR2a_5_Did you make other provisions for your pension apart from normal pension accrual? Yes, via bank savings for pension
PR2a_6_Did you make other provisions for your pension apart from normal pension accrual? yes, other
PR2a_7_Did you make other provisions for your pension apart from normal pension accrual? No
PR2a_8_Did you make other provisions for your pension apart from normal pension accrual? I don’t know
PR2bWhat other provision do you mean?
PR3Does/did your employer contribute to this/these provision(s)?
PR6At what age do you expect to retire (completely) from the paid workforce? (if this question does not apply to you, please answer 99)
FLN1how would you assess your understanding of finance (on a scale from 1 to 7, where 1 means 'very low' and 7 means 'very high')?
FLN2Suppose you had 50 euro in a savings account and the interest rate was 2% per year. After 5 years, how much do you think you would have in the account if you left the money to grow.
FLN3Imagine that the interest rate on your savings account is 1% per year and inflation was 2% per year. After 1 year, how much would you be able to buy with the money in this account?
FLN4‘Buying shares in a single company usually provides a safer return than buying units in a managed share fund.'
FLN5Imagine that we rolled a fair, six-sided die 1,000 times. Out of 1,000 rolls, how many times do you think the die would come up even?
FLN6In a lottery, the chance of winning 500 euro is 1%. What is your best guess of how many people would win the prize if 1,000 people each buy a single ticket in the lottery?
FLN7In a raffle, the chance of winning a car is 1 in 1,000. What per cent of tickets in the raffle win a car?
FS2How many people in your household do you fully or partially support financially?
INC1Which of the following categories best describes your annual gross household income?
INC2In the previous question you indicated that the gross household income was between [32,500 / 52,000] and [52,000 / 73,500] euro. Is the gross household income:
WS1Can you indicate approximately how much the capital of your household (do not take home equity of children and/or other residents into account) is currently?
huisDo you have a house?
SR1Which of the following statements best describes your thoughts on how you will spend your retirement?
SR1andWhich of the following statements best describes your thoughts on how you will spend your retirement? Other, namely...
SR2If you do not consider the purchase of a house or car, or other (large) investments, were the expenses of your household higher in the last 12 months, approximately equal to or lower than the income of your household?
eva2t1Was it difficult to answer the questions?
eva2t2Were the questions sufficiently clear?
eva2t3Did the questionnaire get you thinking about things?
eva2t4Was it an interesting subject?
eva2t5Did you enjoy answering the questions?
DatumBStarting date questionnaire
TijdBStarting time questionnaire
DatumEEnd date questionnaire
TijdEEnd time questionnaire
duurDuration in seconds

Questions

The metadata for the questions in this study have not yet been published.

Response Information

Response Overview
Selected number of household members: 1,611 (100%)
Non-response: 429 (26.6%)
Response: 1,264 (78.5%)
Complete: 1,182 (73.4%)
Incomplete: 82 (5.1%)
Collection Events
Period
05-12-2016 to 27-12-2016
Sample
Panel members aged 50-64 who are not yet retired (if they are single) or who are part of a couple where at least one of the couple is not yet retired.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents