Are Effective Emotion Regulation Strategies Associated with Financial Capability?
Single Wave Study
General Information
Title
Are Effective Emotion Regulation Strategies Associated with Financial Capability?
Project Number
52
Abstract
In August 2010, the LISS panel completed a questionnaire on emotions and finance. The major aim of this study is to examine whether higher levels of effective emotion regulation strategies are associated with higher levels of financial capability overall, and for the five separate domains (making ends meet, keeping track of one’s finance, staying informed on financial products, how individuals go about selecting a financial product, and planning ahead).
Longitudinal Type
Single Wave Study
Begin date
02-08-2010
End date
31-08-2010
Researcher
Van Overveld, Mark, Smidts, Ale, Atkinson, Adele, Peffer, Gilbert
Publisher
CentERdata
Copyright
© 2010 CentERdata
Funding Organization
CentERdata/MESS Project
DOI
https://doi.org/10.17026/dans-zq8-uvfu
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Data Files
English SPSS file
English STATA file
Variables
| Variable name | Variable Label | Variable Type |
|---|---|---|
| nomem_encr | Number of household member encrypted | preloaded |
| dk10a_m | Month and year of the field work period | constructed |
| dk10a001 | Gender | preloaded |
| dk10a002 | When I want to feel more positive emotions (such as happiness or pleasure), then I change whatever I am thinking about at that moment. | directly measured |
| dk10a003 | I keep my emotions to myself. | directly measured |
| dk10a004 | When I want to experience less negative emotions, I change whatever I am thinking about at that moment. | directly measured |
| dk10a005 | When I experience positive emotions, I make sure not to express them. | directly measured |
| dk10a006 | When I am in a stressful situation, I make myself think about the situation in a way that helps me stay calm. | directly measured |
| dk10a007 | I control my emotions by not expressing them. | directly measured |
| dk10a008 | When I want to feel more positive emotions, then I change the way I am thinking about the situation at that moment. | directly measured |
| dk10a009 | I control my emotions by changing the way I think about the situation in which I find myself. | directly measured |
| dk10a010 | When I experience negative emotions, I make sure not to express them. | directly measured |
| dk10a011 | When I want to feel less negative emotions, then I change the way I am thinking about the situation at that moment. | directly measured |
| dk10a012 | I seek out some activity as distraction. | directly measured |
| dk10a013 | I get upset. | directly measured |
| dk10a014 | I ask someone for advice. | directly measured |
| dk10a015 | I try to improve the situation. | directly measured |
| dk10a016 | I tell myself 'this can't be true'. | directly measured |
| dk10a017 | I start drinking (more) alcohol. | directly measured |
| dk10a018 | I make sure not to get distracted by other matters. | directly measured |
| dk10a019 | I seek God's help. | directly measured |
| dk10a020 | I make a plan. | directly measured |
| dk10a021 | I wait with doing something, until the situation permits it. | directly measured |
| dk10a022 | I seek support from friends or family. | directly measured |
| dk10a023 | I give up my attempt to reach my goal. | directly measured |
| dk10a024 | I make an extra effort to do something about it. | directly measured |
| dk10a025 | I start smoking (more). | directly measured |
| dk10a026 | I refuse to believe that this is happening. | directly measured |
| dk10a027 | I show my feelings. | directly measured |
| dk10a028 | I try to look at it from a different angle, so that it seems more positive. | directly measured |
| dk10a029 | I try to think of what I can do about it. | directly measured |
| dk10a030 | I start using (more) medication. | directly measured |
| dk10a031 | I look for something good in what is happening. | directly measured |
| dk10a032 | I try to avoid that other matters start interfering with my approach. | directly measured |
| dk10a033 | I go to the movies or watch TV to not think about it so much. | directly measured |
| dk10a034 | I accept that this is happening. | directly measured |
| dk10a035 | I ask people with similar experiences how they reacted. | directly measured |
| dk10a036 | I try to find comfort in my faith. | directly measured |
| dk10a037 | I force myself to wait for the right moment. | directly measured |
| dk10a038 | I make steadily less effort to arrive at a solution. | directly measured |
| dk10a039 | I talk to someone about how I feel. | directly measured |
| dk10a040 | I start using (more) painkillers. | directly measured |
| dk10a041 | I learn to live with it. | directly measured |
| dk10a042 | I think carefully about what I need to do to remain within my budget over the next few months. | directly measured |
| dk10a043 | I do not believe that ordinary people need to know anything about the level of inflation in the Netherlands. | directly measured |
| dk10a044 | I decide in advance how I shall spend my money over the next few months. | directly measured |
| dk10a045 | I am impulsive and am inclined to buy things, even if don't have the money for it. | directly measured |
| dk10a046 | I perceive it as a personal success if I manage to obtain the best deal. | directly measured |
| dk10a047 | I think about my budget to see how much money I will have left over in the next few months. | directly measured |
| dk10a048 | It doesn't matter to be in the red at the end of the month. | directly measured |
| dk10a049 | It feels good to have my finances planned for the next few months. | directly measured |
| dk10a050 | I like to keep myself up-to-date on the economy in the Netherlands. | directly measured |
| dk10a051 | I set financial targets for the next few months concerning what I can do with my money. | directly measured |
| dk10a052 | Shopping around for the cheapest item only saves you very small amounts. | directly measured |
| dk10a053 | There's no need to remain informed about financial matters. | directly measured |
| dk10a054 | I find it important to put a bit of money away for later. | directly measured |
| dk10a055 | I should keep a close eye on my income and expenditure over the next few months, in order to gain better insight into my future spending behavior. | directly measured |
| dk10a056 | The future will take care of itself. | directly measured |
| dk10a057 | I prefer to buy things on credit than to wait until I saved up enough money. | directly measured |
| dk10a058 | It is important for me to know exactly how much money I have in my purse or wallet each day. | directly measured |
| dk10a059 | It is wise to discuss your choice for financial products (e.g. a mortgage, loan, savings account) with family, friends and acquaintances. | directly measured |
| dk10a060 | It is important for me to remain informed about my personal financial situation. | directly measured |
| dk10a061 | If I need to take out a loan to cover ongoing expenses, then I have failed. | directly measured |
| dk10a062 | I find it important to take regular stock of the amount of money in my bank account. | directly measured |
| dk10a063 | To remain within my budget, it is important that I pay my bills on time. | directly measured |
| dk10a064 | It doesn't really interest me to know whether my income and expenditure are balanced. | directly measured |
| dk10a065 | In the past 12 months, how often did your money run out before the end of the month? | directly measured |
| dk10a066 | What loan options do you use? - family | directly measured |
| dk10a067 | What loan options do you use? - being in the red | directly measured |
| dk10a068 | What loan options do you use? - credit cards | directly measured |
| dk10a069 | What loan options do you use? - personal loan | directly measured |
| dk10a070 | What loan options do you use? - study loan Informatie Beheer Groep | directly measured |
| dk10a071 | What loan options do you use? - other | directly measured |
| dk10a072 | What loan options do you use? - none | directly measured |
| dk10a073 | What other loan options do you use? | directly measured |
| dk10a074 | How well are you able to pay your bills and meet your financial obligations? | directly measured |
| dk10a075 | How well can you make ends meet with your current income? | directly measured |
| dk10a076 | How accurately do you know, in general, the amount of money in your current account? | directly measured |
| dk10a077 | How often do you check the balance on your bank account? | directly measured |
| dk10a078 | How good is your overview of your financial situation? | directly measured |
| dk10a079 | Have you saved money in one of the following ways: - a bank account that you do not use for daily financial matters (savings account) | directly measured |
| dk10a080 | Have you saved money in one of the following ways: - through investment funds, bonds or shares | directly measured |
| dk10a081 | Have you saved money in one of the following ways: - invested in real estate | directly measured |
| dk10a082 | Have you saved money in one of the following ways: - saved in another country (through money transfer) | directly measured |
| dk10a083 | Have you saved money in one of the following ways: - other | directly measured |
| dk10a084 | In what other way have you saved money? | directly measured |
| dk10a085 | Regarding the amount of money you have saved so far in these ways, is this: | directly measured |
| dk10a086 | For how long would you be able to make ends meet if your household's primary source of income were to fall away? | directly measured |
| dk10a087 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - would not find that money | directly measured |
| dk10a088 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - withdraw money from current account | directly measured |
| dk10a089 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - use savings or investments | directly measured |
| dk10a090 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - take out a loan | directly measured |
| dk10a091 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - help from family and/or friends | directly measured |
| dk10a092 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - earn extra money | directly measured |
| dk10a093 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - limit expenditure | directly measured |
| dk10a094 | Where would you find the money to cover for an unexpected drastic drop in income and/or unexpected high expenditure? - other (for instance, by selling possessions) | directly measured |
| dk10a095 | Where would you find the money, then, to cover for an unexpected drastic drop in income and/or unexpected high expenditure? | directly measured |
| dk10a096 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - investments | directly measured |
| dk10a097 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a mortgage | directly measured |
| dk10a098 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a life insurance, occupational disability insurance | directly measured |
| dk10a099 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a credit card | directly measured |
| dk10a100 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a personal loan (consumer credit) or other credit arrangement | directly measured |
| dk10a101 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a general insurance (e.g. car insurance, home insurance, health insurance) | directly measured |
| dk10a102 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a savings account | directly measured |
| dk10a103 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - a current account | directly measured |
| dk10a104 | Which of the following financial products have you purchased in the past five years, irrespective of whether you still have it now? - none of the above | directly measured |
| dk10a105 | In deciding what financial product to purchase, I would let myself be influenced by: - comparative websites, and by shopping around many different sources | directly measured |
| dk10a106 | In deciding what financial product to purchase, I would let myself be influenced by: - an independent financial adviser | directly measured |
| dk10a107 | In deciding what financial product to purchase, I would let myself be influenced by: - independent information in newspapers | directly measured |
| dk10a108 | In deciding what financial product to purchase, I would let myself be influenced by: - magazines, radio and TV programs | directly measured |
| dk10a109 | In deciding what financial product to purchase, I would let myself be influenced by: - information provided by the offerer or its website | directly measured |
| dk10a110 | In deciding what financial product to purchase, I would let myself be influenced by: - friends / family | directly measured |
| dk10a111 | In deciding what financial product to purchase, I would let myself be influenced by: - no one, I make such choices entirely independently | directly measured |
| dk10a112 | In deciding what financial product to purchase, I would let myself be influenced by: - other | directly measured |
| dk10a113 | By what would you let yourself be influenced in deciding what financial product to purchase? | directly measured |
| dk10a114 | To what extent do you shop around when purchasing a financial product (e.g. bank account, mortgage, savings account, credit card, loan, insurance)? | directly measured |
| dk10a115 | I keep track of changes in: - interest rates of savings accounts | directly measured |
| dk10a116 | I keep track of changes in: - interest rates of mortgages | directly measured |
| dk10a117 | I keep track of changes in: - shares market | directly measured |
| dk10a118 | I keep track of changes in: - inflation | directly measured |
| dk10a119 | I keep track of changes in: - taxes (e.g. income tax, inheritance tax, capital tax) | directly measured |
| dk10a120 | I keep track of changes in: - jobs market | directly measured |
| dk10a121 | I keep track of changes in: - pensions | directly measured |
| dk10a122 | I keep track of changes in: - the best deals in terms of financial products | directly measured |
| dk10a123 | I keep track of changes in: - housing market and/or prices of rental dwellings | directly measured |
| dk10a124 | I keep track of changes in: - not applicable | directly measured |
| dk10a125 | Which of the following descriptions suits you best? | directly measured |
| dk10a126 | How well does the first description apply to you? In other words, how hard do you find it to restrict your expenditure? | directly measured |
| dk10a127 | How well does the second description apply to you? In other words, how hard do you find it to spend money? | directly measured |
| dk10a128 | In terms of your own behavior, would you say that you are more like [Mr. / Mrs.] A or more like [Mr. / Mrs.] B? | directly measured |
| dk10a129 | Was it difficult to answer the questions? | directly measured |
| dk10a130 | Were the questions sufficiently clear? | directly measured |
| dk10a131 | Did the questionnaire get you thinking about things? | directly measured |
| dk10a132 | Was it an interesting subject? | directly measured |
| dk10a133 | Did you enjoy answering the questions? | directly measured |
| dk10a134 | Starting date questionnaire | constructed |
| dk10a135 | Starting time questionnaire | constructed |
| dk10a136 | End date questionnaire | constructed |
| dk10a137 | End time questionnaire | constructed |
| dk10a138 | duration in seconds | derived |
Questions
Questionnaire: EmotionRegulation
This questionnaire was originally conducted in Dutch.
Browse EmotionRegulationResponse Information
Response Overview
Selected number of household members: 7,618 (100%)Non-response: 2,167 (28.4%)
Actual response: 5,451 (71.6%)
Complete: 5,417 (71.1%)
Incomplete: 34 (0.5%)
Collection Events
Period
02-08-2010 to 31-08-2010
Sample
age: 16 years and older
Collection Mode
internet survey
Fieldwork Note
a reminder was sent twice to non-respondents
Publications
Determinanten der Teilnahme von Privatinvestoren am Aktienmarkt Institut für Banken und Finanzierung, Leibniz Universität Hannover; Cambier, Myriam
Maakt sociale steun financieel zelfredzamer? – Does social support make us more financially selfreliant? University of Groningen; Wiels, T.