Regulatory Orientation and Financial goals
Single Wave Study
General Information
Title
Regulatory Orientation and Financial goals
Project Number
385
Abstract
Research project on regulatory focus and financial goals.
Longitudinal Type
Single Wave Study
Begin date
02-01-2023
End date
31-01-2023
Researcher
Yadi Yang (Erasmus University Rotterdam)
Publisher
Centerdata
Copyright
© 2025 Centerdata
DOI
https://doi.org/10.57990/hxzp-3r47
Funding Organization
Erasmus University Rotterdam,
OCW (Domeinplan SSH),
ODISSEI
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Data Files
English SPSS file
English STATA file
English CSV file
Variables
| Variable name | Variable Label |
|---|---|
| nomem_encr | Number of household member encrypted |
| bal23a_m | Year and month of the field work period |
| bal23a001 | Random number: which condition was the panel member assigned to? |
| bal23a002 | Based on the financial advisor's advice, how much of the inherited 50.000 euros would you want to set aside to increase your retirement savings and investments? (amount in euros) |
| bal23a003 | You have answered that you want to set aside 0 euros. Why did you answer this? |
| bal23a004 | How, and over which of the three categories, would you like to distribute the amount of [bal23a002] euros that you answered in question 1? Stocks (amount in euros) |
| bal23a005 | How, and over which of the three categories, would you like to distribute the amount of [bal23a002] euros that you answered in question 1? Bonds (amount in euros) |
| bal23a006 | How, and over which of the three categories, would you like to distribute the amount of [bal23a002] euros that you answered in question 1? Savings (amount in euros) |
| bal23a007 | The most important goal for my extra savings and investments for retirement is… |
| bal23a008 | How much of your total net income do you plan to put aside either in savings or investments in 2023? |
| bal23a009 | You have answered that you want to set aside 0 euros. Why did you answer this? |
| bal23a010 | Suppose you could only divide this total amount of [bal23a008] euros between the following three categories. How much would you like to allocate to each of the three categories? Stocks (amount in euros) |
| bal23a011 | Suppose you could only divide this total amount of [bal23a008] euros between the following three categories. How much would you like to allocate to each of the three categories? Bonds (amount in euros) |
| bal23a012 | Suppose you could only divide this total amount of [bal23a008] euros between the following three categories. How much would you like to allocate to each of the three categories? Savings (amount in euros) |
| bal23a013 | The most important goal for my savings and investments for 2023 is... |
| bal23a014 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? For your retirement |
| bal23a015 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? For a new car |
| bal23a016 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? To buy a house and/or pay off mortgages |
| bal23a017 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? As extra savings for emergencies |
| bal23a018 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? For other major expenses such as a washing machine |
| bal23a019 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? For the future of my children |
| bal23a020 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? For travel |
| bal23a021 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? Other |
| bal23a022 | How do you plan to use the savings and investments that you make in 2023 (this can also be in later years)? Other, namely: |
| bal23a023 | Compared to most people, are you typically unable to get what you want out of life? |
| bal23a024 | Growing up, would you ever 'cross the line' by doing things that your parents would not tolerate? |
| bal23a025 | How often have you accomplished things that got you motivated to work even harder? |
| bal23a026 | Did you get on your parents’ nerves often when you were growing up? |
| bal23a027 | How often did you obey rules and regulations that were established by your parents? |
| bal23a028 | Growing up, did you ever act in ways that your parents thought were objectionable? |
| bal23a029 | Do you often do well at different things that you try? |
| bal23a030 | How often have you been in trouble by not being careful enough? |
| bal23a031 | When it comes to achieving things that are important to me, I find that I don't perform as well as I ideally would like to do. |
| bal23a032 | I feel like I have made progress toward being successful in my life. |
| bal23a033 | I have found very few hobbies or activities in my life that capture my interest or motivate me to put effort into them. |
| bal23a034 | Was it difficult to answer the questions? |
| bal23a035 | Were the questions sufficiently clear? |
| bal23a036 | Did the questionnaire get you thinking about things? |
| bal23a037 | Was it an interesting subject? |
| bal23a038 | Did you enjoy answering the questions? |
| bal23a039 | Starting date questionnaire |
| bal23a040 | Starting time questionnaire |
| bal23a041 | End date questionnaire |
| bal23a042 | End time questionnaire |
| bal23a043 | Duration in seconds |
Response Information
Response Overview
Selected number of household members: 2,636 (100.0%)Non-response: 624 (23.7%)
Response: 2,012 (76.3%)
Complete: 1,997 (75.8%)
Incomplete: 15 (0.6%)
Collection Events
Period
02-01-2023 to 31-01-2023
Sample
Panel members aged 30 – 60 who are currently in paid employment (and not retired yet).
Collection Mode
Internet Survey
Fieldwork Note
A reminder was sent twice to non-respondents.