Saving motives and consumption
Single Wave Study
General Information
Title
Saving motives and consumption
Project Number
333
Abstract
This study is a follow-up study regarding motives for saving money at older age and includes vignettes. The current study was also administered as a pilot in the Centerpanel.
Longitudinal Type
Single Wave Study
Begin date
03-09-2018
End date
25-09-2018
Topics
Researcher
Arthur van Soest (Tilburg University, Tilburg School of Economics and Management (TiSEM)); Johan Bonekamp (Tilburg University, Tilburg School of Economics and Management (TiSEM))
Publisher
Centerdata
Copyright
© 2023 Centerdata
DOI
https://doi.org/10.57990/jhjr-qf66
Funding Organization
NWO
ODISSEI
Tilburg University
Tilburg School of Economics and Management (TiSEM)
ODISSEI
Tilburg University
Tilburg School of Economics and Management (TiSEM)
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Data Files
English SPSS file
English STATA file
English CSV file
Variables
| Variable name | Variable Label |
|---|---|
| nomem_encr | Number of household member encrypted |
| pm18a_m | Year and month of the field work period |
| pm18a001 | Preloaded variable: The head of the household lives together with a partner (married or unmarried) |
| pm18a002 | Preloaded variable: Primary occupation |
| pm18a003 | Random number for pm18a099 or pm18a102 |
| pm18a004 | Annual income Vignette 1 |
| pm18a005 | Annual income Vignette 2.1 |
| pm18a006 | Annual income Vignette 2.2 |
| pm18a007 | Annual income Vignette 3.1 |
| pm18a008 | Annual income Vignette 3.2 |
| pm18a009 | Monthly income Vignette 1 |
| pm18a010 | Monthly income Vignette 2.1 |
| pm18a011 | Monthly income Vignette 2.2 |
| pm18a012 | Monthly income Vignette 3.1 |
| pm18a013 | Monthly income Vignette 3.2 |
| pm18a014 | Annual expenditures spending pattern 1 |
| pm18a015 | Monthly expenditures spending pattern 1 |
| pm18a016 | Annual expenditures spending pattern 2 |
| pm18a017 | Monthly expenditures spending pattern 2 |
| pm18a018 | Annual expenditures spending pattern 3 |
| pm18a019 | Monthly expenditures spending pattern 3 |
| pm18a020 | Annual expenditures spending pattern 4 |
| pm18a021 | Monthly expenditures spending pattern 4 |
| pm18a022 | Annual expenditures spending pattern 5 |
| pm18a023 | Monthly expenditures spending pattern 5 |
| pm18a024 | Age spending pattern 1 Vignette 1A |
| pm18a025 | Age spending pattern 2 Vignette 1A |
| pm18a026 | Age spending pattern 3 Vignette 1A |
| pm18a027 | Age spending pattern 4 Vignette 1A |
| pm18a028 | Age spending pattern 5 Vignette 1A |
| pm18a029 | Age spending pattern 1 Vignette 1B |
| pm18a030 | Age spending pattern 2 Vignette 1B |
| pm18a031 | Decrease of assets spending pattern 2 Vignette 1A |
| pm18a032 | Increase of assets spending pattern 4 Vignette 1A |
| pm18a033 | Increase of assets spending pattern 5 Vignette 1A |
| pm18a034 | Assets spending pattern 2 Vignette 1A |
| pm18a035 | Assets spending pattern 3 Vignette 1A |
| pm18a036 | Assets spending pattern 4 Vignette 1A |
| pm18a037 | Assets spending pattern 5 Vignette 1A |
| pm18a038 | Remaining assets after choice Vignette 1A |
| pm18a039 | Assets spending pattern 3 Vignette 1A |
| pm18a040 | Assets spending pattern 4 Vignette 1A |
| pm18a041 | Assets spending pattern 5 Vignette 1A |
| pm18a042 | Age spending pattern 1 Vignette 2A |
| pm18a043 | Age spending pattern 2 Vignette 2A |
| pm18a044 | Age spending pattern 1 Vignette 2B |
| pm18a045 | Age spending pattern 2 Vignette 2B |
| pm18a046 | Age spending pattern 3 Vignette 2B |
| pm18a047 | Decrease of assets up to age 72 spending pattern 1 Vignette 2A |
| pm18a048 | Decrease of assets starting from 72 spending pattern 1 Vignette 2A |
| pm18a049 | Increase of assets up to age 72 spending pattern 2 Vignette 2A |
| pm18a050 | Decrease of assets starting from 72 spending pattern 2 Vignette 2A |
| pm18a051 | Increase of assets up to age 72 spending pattern 3 Vignette 2A |
| pm18a052 | Decrease of assets starting from 72 spending pattern 3 Vignette 2A |
| pm18a053 | Increase of assets up to age 72 spending pattern 4 Vignette 2A |
| pm18a054 | Increase of assets starting from 72 spending pattern 4 Vignette 2A |
| pm18a055 | Increase of assets up to age 72 spending pattern 5 Vignette 2A |
| pm18a056 | Increase of assets starting from 72 spending pattern 5 Vignette 2A |
| pm18a057 | Assets spending pattern 1 Vignette 2A |
| pm18a058 | Assets spending pattern 2 Vignette 2A |
| pm18a059 | Assets spending pattern 3 Vignette 2A |
| pm18a060 | Assets spending pattern 4 Vignette 2A |
| pm18a061 | Assets spending pattern 5 Vignette 2A |
| pm18a062 | Remaining assets after choice Vignette 2A |
| pm18a063 | Assets spending pattern 3 Vignette 2B |
| pm18a064 | Assets spending pattern 4 Vignette 2B |
| pm18a065 | Assets spending pattern 5 Vignette 2B |
| pm18a066 | Age spending pattern 1 Vignette 3A |
| pm18a067 | Age spending pattern 2 Vignette 3A |
| pm18a068 | Age spending pattern 1 Vignette 3B |
| pm18a069 | Age spending pattern 2 Vignette 3B |
| pm18a070 | Decrease of assets up to age 72 spending pattern 2 Vignette 3A |
| pm18a071 | Decrease of assets starting from 72 spending pattern 2 Vignette 3A |
| pm18a072 | Decrease of assets up to age 72 spending pattern 3 Vignette 3A |
| pm18a073 | Increase of assets starting from 72 spending pattern 3 Vignette 3A |
| pm18a074 | [Increase / Decrease] of assets up to age 72 spending pattern 4 Vignette 3A |
| pm18a075 | Increase of assets starting from 72 spending pattern 4 Vignette 3A |
| pm18a076 | Increase of assets up to age 72 spending pattern 5 Vignette 3A |
| pm18a077 | Increase of assets starting from 72 spending pattern 5 Vignette 3A |
| pm18a078 | Assets spending pattern 2 Vignette 3A |
| pm18a079 | Assets spending pattern 3 Vignette 3A |
| pm18a080 | Assets spending pattern 4 Vignette 3A |
| pm18a081 | Assets spending pattern 5 Vignette 3A |
| pm18a082 | Remaining assets after choice Vignette 3A |
| pm18a083 | Assets spending pattern 3 Vignette 3B |
| pm18a084 | Assets spending pattern 4 Vignette 3B |
| pm18a085 | Assets spending pattern 5 Vignette 3B |
| pm18a086 | Initial assets |
| pm18a087 | The gross annual income of my household is: |
| pm18a088 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a089 | Which of the following spending patterns would you advise this household to choose, based on your own preferences, from age 77 on? |
| pm18a090 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a091 | Which of the following spending patterns would you advise this household to choose, based on your own preferences, from age 77 on? |
| pm18a092 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a093 | Which of the following spending patterns would you advise this household to choose, based on your own preferences, starting from age 77? |
| pm18a094 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a095 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a096 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a097 | Based on your own preferences, which of the following spending patterns would you advise this household to choose up to age 77? |
| pm18a098 | How important is it to you that pension funds (especially your own pension fund or pension provider, if applicable) invest in a socially responsible manner? |
| pm18a099 | What option would you advise, based on your own preferences? |
| pm18a100 | What option would you advise, based on your own preferences? |
| pm18a101 | What option would you advise, based on your own preferences? |
| pm18a102 | What option would you advise, based on your own preferences? |
| pm18a103 | What option would you advise, based on your own preferences? |
| pm18a104 | What option would you advise, based on your own preferences? |
| pm18a105 | I want to be able to personally determine whether my pension contributions are invested in a socially responsible manner. |
| pm18a106 | I have confidence in the investment policy of my pension fund or pension provider (e.g. an insurer). |
| pm18a107 | Do you have one or more current accounts that are only in your own name? |
| pm18a108 | Do you have one or more current accounts in the name of yourself and another person in your household (such as your partner)? |
| pm18a109 | Do you use any of your individual or joint current accounts for payments with a specific purpose? Yes, for fixed expenses (e.g. mortgage or rent, utilities, insurance) |
| pm18a110 | Do you use any of your individual or joint current accounts for payments with a specific purpose? Yes, for family expenses |
| pm18a111 | Do you use any of your individual or joint current accounts for payments with a specific purpose? Yes, for personal expenses |
| pm18a112 | Do you use any of your individual or joint current accounts for payments with a specific purpose? Yes, for another purpose |
| pm18a113 | Do you use any of your individual or joint current accounts for payments with a specific purpose? No |
| pm18a114 | Which of the following statements about savings accounts applies to you or your household? |
| pm18a115 | Which of the following statements about savings accounts applies to you? |
| pm18a116 | I see my savings as something that consists of different parts, intended for different purposes. |
| pm18a117 | When making decisions about expenses and savings in your household, which of the following time windows is the most important for you? |
| pm18a118 | On a scale from 1 (in the near future) to 7 (in the distant future): I will retire: |
| pm18a119 | [Are / Were] you registered with a pension fund or other pension provider (e.g. an insurer) via your current/former job? |
| pm18a120 | With your pension fund (or pension provider), is it possible to receive a higher pension benefit for a certain period and then a lower benefit for the rest of your life (the so-called high/low pension)? |
| pm18a121 | I have already thought about how I will spend my time when I am retired, but I have not yet made a choice. |
| pm18a122 | Which of the following statements are applicable to you? I plan to spend (more) time traveling. |
| pm18a123 | Which of the following statements are applicable to you? I plan to spend (more) time on sports. |
| pm18a124 | Which of the following statements are applicable to you? I plan to spend (more) time on a hobby. |
| pm18a125 | Which of the following statements are applicable to you? I plan to spend (more) time with other family members (parents, grandchildren). |
| pm18a126 | Which of the following statements are applicable to you? I plan to spend (more) time doing volunteer work in the community. |
| pm18a127 | Which of the following statements are applicable to you? I have not thought about this yet. |
| pm18a128 | Which of the following statements are applicable to you? Other, namely: |
| pm18a129 | Other, namely: |
| pm18a130 | Was it difficult to answer the questions? |
| pm18a131 | Were the questions sufficiently clear? |
| pm18a132 | Did the questionnaire get you thinking about things? |
| pm18a133 | Was it an interesting subject? |
| pm18a134 | Did you enjoy answering the questions? |
| pm18a135 | Starting date questionnaire |
| pm18a136 | Starting time questionnaire |
| pm18a137 | End date questionnaire |
| pm18a138 | End time questionnaire |
| pm18a139 | Duration in seconds |
Response Information
Response Overview
Selected number of household members: 1,358 (100.0%)Non-response: 267 (19.6%)
Response: 1,043 (76.8%)
Complete: 985 (72.5%)
Incomplete: 58 (4.3%)
Collection Events
Period
03-09-2018 to 25-09-2018
Sample
1,358 panel members of 50 up to 64 years of age who aren’t retired.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents.