Disability insurances
Single Wave Study
General Information
Title
Disability insurances
Project Number
293
Abstract
In this survey employees and the self-employed are being asked about disability insurances. Part of the survey consists of 10 vignettes in which we ask respondents to choose between different types of insurances.
Longitudinal Type
Single Wave Study
Begin date
07-09-2020
End date
27-10-2020
Researcher
Bas ter Weel (SEO Amsterdam Economics); Henri Bussink (SEO Amsterdam Economics)
Publisher
Centerdata
Copyright
© 2023 Centerdata
DOI
https://doi.org/10.17026/dans-24h-bc78
Funding Organization
ODISSEI
OCW (Domeinplan SSH)
SEO Amsterdam Economics
OCW (Domeinplan SSH)
SEO Amsterdam Economics
Datasets and documentation
View Documentation
Codebook in English
Codebook in Dutch
Document with vignette numbers determining which values were shown for the insurance policies in vq20a052-vq20a061.
Data Files
English SPSS file
English STATA file
English CSV file
Variables
| Variable name | Variable Label |
|---|---|
| nomem_encr | Number of the household member encrypted |
| vq20a_m | Year and month of the field work period |
| vq20a001 | Random number 1 - 300 |
| vq20a002 | benefit level 60% of income |
| vq20a003 | benefit level 80% of income |
| vq20a004 | benefit level statutory minimum income |
| vq20a005 | contribution of 2% of income |
| vq20a006 | contribution of 5% of income |
| vq20a007 | contribution of 10% of income |
| vq20a008 | contribution of 15% of income |
| vq20a009 | contribution of 20% of income |
| vq20a010 | Random number 1 - 2 |
| vq20a011 | In the past month, did you do paid work as: An employee (fixed-term or open-ended contract, temporary worker, payroll, per diem worker) |
| vq20a012 | In the past month, did you do paid work as: A director and major shareholder / independent worker with employees |
| vq20a013 | In the past month, did you do paid work as: An independent worker without employees |
| vq20a014 | In the past month, did you do paid work as: Didn’t work |
| vq20a015 | Which of these was your primary activity? Your primary activity is the activity that takes up most of your hours in a working week. |
| vq20a016 | What kind of contract do you have with your employer? |
| vq20a017 | What kind of contract do you have with your employer? Other, namely |
| vq20a018 | What are your standard contracted hours for your employer? |
| vq20a019 | How many hours did you generally work per week as [an employee (temporary contract)/an employee (permanent contract)/an employee (temporary worker)/an employee] in the past month? |
| vq20a020 | How many hours did you generally work per week as an independent entrepreneur in the past month? |
| vq20a021 | How would you classify your profession? |
| vq20a022 | Which description best fits your profession? |
| vq20a023 | What is your gross monthly income from work? |
| vq20a024 | Do you have health problems that limit your ability to work? |
| vq20a025 | Do you think that the likelihood that you will become long-term work-disabled (for a period of more than 1 year) in the next five years is higher or lower than average in your profession? |
| vq20a026 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): My WIA (Work and Income (Capacity for Work) Act) insurance via my employer |
| vq20a027 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): My own (private) disability insurance |
| vq20a028 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): My bread fund or crowdsurance |
| vq20a029 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): My partner’s income |
| vq20a030 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): My assets (savings, investments, value of owned home) |
| vq20a031 | Please indicate whether you consider it sufficient to fall back on in the event that you become long-term work-disabled (for a period of more than 1 year): A combination of the income sources above |
| vq20a032 | What is your monthly contribution for the disability insurance? |
| vq20a033 | What is the monthly benefit paid out by your disability insurance? |
| vq20a034 | After what period does your disability insurance begin paying benefits (i.e. what is the waiting period)? |
| vq20a035 | What is the benefit duration of your disability insurance? 1) A fixed period |
| vq20a036 | What is the benefit duration of your disability insurance? 2) Up to the age |
| vq20a037 | What is the benefit duration of your disability insurance? 3) A combination of a fixed period and a maximum age limit |
| vq20a038 | A fixed period of ... years |
| vq20a039 | Up to the age of ... years |
| vq20a040 | A combination of a fixed period of … years |
| vq20a041 | A combination of a maximum age limit of … years |
| vq20a042 | What is the benefit duration of your disability insurance? 4) I don’t know |
| vq20a043 | What are the main reasons why you do not have disability insurance? In my opinion, the costs (contribution) are not outweighed by the advantages (benefit payments) |
| vq20a044 | What are the main reasons why you do not have disability insurance? I can’t afford it |
| vq20a045 | What are the main reasons why you do not have disability insurance? I have sufficient other sources of income |
| vq20a046 | What are the main reasons why you do not have disability insurance? I do not expect to become long-term work-disabled |
| vq20a047 | What are the main reasons why you do not have disability insurance? It is not clear to me under what conditions the insurer pays out |
| vq20a048 | What are the main reasons why you do not have disability insurance? I have no confidence in insurers and/or their examination |
| vq20a049 | What are the main reasons why you do not have disability insurance? Due to my age and/or health, insurers refuse to accept me |
| vq20a050 | What are the main reasons why you do not have disability insurance? Other |
| vq20a051 | What are the main reasons why you do not have disability insurance? Other, namely |
| vq20a052 | Choice 1 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a053 | Choice 2 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a054 | Choice 3 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a055 | Choice 4 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a056 | Choice 5 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a057 | Choice 6 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a058 | Choice 7 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a059 | Choice 8 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a060 | Choice 9 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a061 | Choice 10 (of 10) - Which of these disability insurance policies would you take out? |
| vq20a062 | You chose “I would not take out any of these insurance policies” for all of the presented situations. What is the main reason for this? |
| vq20a063 | You chose “I would not take out any of these insurance policies” for all of the presented situations. What is the main reason for this? Other, namely… |
| vq20a064 | How important do you think it is… to be insured against long-term work disability? |
| vq20a065 | How important do you think it is… for the government to provide welfare in the event of long-term work disability? |
| vq20a066 | How important do you think it is… to be able to determine for yourself whether, and if so, how to insure yourself against long-term work disability? |
| vq20a067 | How willing are you to… take risks in general? |
| vq20a068 | How willing are you to… take risks with regard to your work and income? |
| vq20a069 | How willing are you to… take risks with regard to your lifestyle and health? |
| vq20a070 | Has your willingness to take risks changed as a result of the COVID-19 pandemic? Your willingness to take risks take risks in general: |
| vq20a071 | Has your willingness to take risks changed as a result of the COVID-19 pandemic? Your willingness to take risks with regard to your work and income: |
| vq20a072 | Has your willingness to take risks changed as a result of the COVID-19 pandemic? Your willingness to take risks with regard to your lifestyle and health: |
| vq20a073 | Do you agree with the following statements? I think about how things might be in the future and try to influence them in my daily life |
| vq20a074 | Do you agree with the following statements? I pay attention to things that will only have consequences several years from now |
| vq20a075 | Do you agree with the following statements? I try to outdo other people’s performance |
| vq20a076 | Do you agree with the following statements? I take charge |
| vq20a077 | Do you agree with the following statements? I work hard to succeed |
| vq20a078 | Do you agree with the following statements? I am not very motivated to succeed |
| vq20a079 | Do you agree with the following statements? I hate being the center of attention |
| vq20a080 | Do you agree with the following statements? I successfully complete my duties at work |
| vq20a081 | Do you agree with the following statements? I excel at what I do in my job |
| vq20a082 | Do you agree with the following statements? I flexibly adapt duties in my job |
| vq20a083 | Do you agree with the following statements? I am confident and resilient |
| vq20a084 | Do you agree with the following statements? I come up with good solutions |
| vq20a085 | Do you agree with the following statements? I know how to get things done |
| vq20a086 | Do you agree with the following statements? I often misjudge situations |
| vq20a087 | Do you agree with the following statements? I cannot contribute much to solutions for problems |
| vq20a088 | Do you agree with the following statements? I often fail to foresee the consequences of things that may happen |
| vq20a089 | Was it difficult to answer the questions? |
| vq20a090 | Were the questions sufficiently clear? |
| vq20a091 | Did the questionnaire get you thinking about things? |
| vq20a092 | Was it an interesting subject? |
| vq20a093 | Did you enjoy answering the questions? |
| vq20a094 | Starting date questionnaire |
| vq20a095 | Starting time questionnaire |
| vq20a096 | End date questionnaire |
| vq20a097 | End time questionnaire |
| vq20a098 | Duration in seconds |
Response Information
Response Overview
Selected number of household members: 3,564 (100.0%)Non-response: 557 (15.6%)
Response: 3,007 (84.4%)
Not in target group: 111 (3.1%)
Complete: 2,848 (79.9%)
Incomplete: 48 (1.3%)
Collection Events
Period
07-09-2020 to 29-09-2020
Sample
Employees or self-employed.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents.
Period
05-10-2020 to 27-10-2020
Sample
Non-respondents of the first measurement.
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents.