People with a migration background and retirement

Single Wave Study

General Information

Title
People with a migration background and retirement
Project Number
285
Abstract
This survey focuses on the subject of planning for and knowledge of retirement and pension schemes.
Longitudinal Type
Single Wave Study
Begin date
04-04-2016
End date
31-05-2016
Researcher
Yeqiu Zheng (Tilburg University); Arthur van Soest (Tilburg University)
Publisher
Centerdata
Copyright
© 2023 Centerdata
DOI
https://doi.org/10.17026/dans-xjk-g5fr
Funding Organization
NWO
Tilburg University

Datasets and documentation

View Documentation

Codebook in English
Codebook in Dutch

Data Files

English SPSS file
English STATA file
English CSV file

Variables

Variable name Variable Label
nomem_encrNumber of the household member encrypted
mh16a_mYear and month of the field work period
mh16a001Primary occupation
mh16a002Origin according to definitions of CBS (Statistics Netherlands)
mh16a003Which language or languages do you speak to your family at home? - most often speak:
mh16a004Which language or languages do you speak to your family at home? - second most often speak:
mh16a005Which language or languages do you speak to your family at home? - third most often speak:
mh16a006Which language do you use outside home on any given day? - most often use:
mh16a007Which language do you use outside home on any given day? - second most often use:
mh16a008Which language do you use outside home on any given day? - third most often use:
mh16a009In which language do you mostly think?
mh16a010In which language do you mostly count, calculate?
mh16a011Which language do you speak best?
mh16a012How would you assess your ability to speak Dutch?
mh16a013How would you assess your ability to speak English?
mh16a014Present day youth need to keep the values of their parents and grandparents.
mh16a015Social and cultural changes will make people happier.
mh16a016It is important to innovate and adapt to changes.
mh16a017The traditional way of living is better than the modern way.
mh16a018Our records indicate that you are fully retired. Is this correct?
mh16a019Our records indicate that you are not (fully) retired. Is this correct?
mh16a020How much have you thought about retirement?
mh16a021Recall 5 years before you retired, at that time how much did you think about retirement?
mh16a022[I am saving enough to retire comfortably. / Before I retired, I saved enough to retire comfortably.]
mh16a023My parents did a good job of planning and saving for their own retirement.
mh16a024I am willing to sacrifice my well-being in the present to achieve certain goals in the future.
mh16a025I live for the present and don’t think about my financial future.
mh16a026Have you ever tried to figure out how much you would need to save for retirement?
mh16a027Recall 5 years before you retired, at that time did you try to figure out how much you would need to save for retirement?
mh16a028Have you developed a plan for retirement saving?
mh16a029Recall 5 years before you retired, at that time did you develop a plan for retirement saving?
mh16a030Why haven’t you ever tried to figure this out? - I do not care
mh16a031Why haven’t you ever tried to figure this out? - I know there will be enough money for my retirement
mh16a032Why haven’t you ever tried to figure this out? - I do not have enough money to save for retirement anyhow
mh16a033Why haven’t you ever tried to figure this out? - I should do this, but I don’t get to it
mh16a034Why haven’t you ever tried to figure this out? - Retirement is too far away to think
mh16a035Why haven’t you ever tried to figure this out? - My partner arranges this for me
mh16a036Why haven’t you ever tried to figure this out? - It is too difficult to do this because of the uncertainty of the future, for example, the government may change the policy on pension a lot
mh16a037Why haven’t you ever tried to figure this out? - Now saving for retirement is not my first priority
mh16a038Why haven’t you ever tried to figure this out? - Other, namely
mh16a039Why haven’t you ever tried to figure this out? - Other, namely
mh16a040At that time why didn’t you try to figure this out? - At that time I did not care
mh16a041At that time why didn’t you try to figure this out? - At that time I knew there would be enough money for my retirement
mh16a042At that time why didn’t you try to figure this out? - At that time I did not have enough money to save for retirement anyhow
mh16a043At that time why didn’t you try to figure this out? - At that time I should do this, but I didn’t get to it
mh16a044At that time why didn’t you try to figure this out? - At that time retirement was too far away to think
mh16a045At that time why didn’t you try to figure this out? - At that time my partner arranged this for me
mh16a046At that time why didn’t you try to figure this out? - At that time it was too difficult to do this because of the uncertainty of the future, for example, the government may change the policy on pension a lot
mh16a047At that time why didn’t you try to figure this out? - At that time saving for retirement was not my first priority
mh16a048At that time why didn’t you try to figure this out? - Other, namely
mh16a049At that time why didn’t you try to figure this out? - Other, namely
mh16a050Think about the years before and after you will retire. What do you think about how much you would like to spend?
mh16a051Think about the years before and after you retired. What do you think about how much you spent?
mh16a052Imagine your annual net income you will have just before you retire. What percentage of that annual net income do you think you would need minimally in order to live the life that you would want after you retire?
mh16a053Recall your annual net income you had just before you retired. What percentage of that annual net income do you need minimally in order to live the retirement life that you want?
mh16a054How much responsibility do you think generally a government should have for ensuring a reasonable standard of living for retired people?
mh16a055How much do you expect your annual net retirement income to be in relation to the annual net income you will have just before you retire?
mh16a056How much is your annual net retirement income in relation to the annual net income you had just before you retired?
mh16a057Suppose you have money that remains after having paid for food, rent/mortgage, and other fixed or necessary expenditures. Choose the option on the scale below that is most applicable to you in this situation.
mh16a058Do you plan to stay in the Netherlands for the rest of your life?
mh16a059Suppose you will leave the Netherlands, at what age do you plan to do so?
mh16a060How would you assess your overall financial knowledge?
mh16a061Suppose you had € 100 in a savings account and the interest rate was 2% per year. After 5 years, how much do you think you would have in the account if you left the money to grow?
mh16a062Suppose you had € 100 in a savings account and the interest rate was 20% per year. After 5 years, how much do you think you would have in the account if you left the money to grow?
mh16a063Imagine that the interest rate on your savings account was 1% per year and inflation was 2% per year. After 1 year, how much would you be able to buy with the money in this account?
mh16a064Normally, which asset displays the highest fluctuations in the returns over time: savings accounts, bonds or Stocks?
mh16a065In 2026, will you be able to buy more than, exactly the same or less than today with your net income?
mh16a066Do you think that the following statements is true or false? When an investor spreads money between 20 stocks, rather than 2, the risk of losing a lot money increases.
mh16a067Suppose somebody comes to the Netherlands at the age of 35 and will stay in the Netherlands for the rest of his life. How much do you think his general old age pension (AOW) to be in relation to that of a native Dutch?
mh16a068How much of your education was devoted to economic subjects?
mh16a069Would you say that your oldest brother/sister is in better financial condition than you?
mh16a070How would you assess the understanding of financial matters of your parents? Please take the parent that is or was mostly responsible for the major financial decisions.
mh16a071I rely on myself most of the time, I rarely rely on others.
mh16a072I think it is more important to have safe investments and guaranteed returns than to take risks to have a chance to get the highest possible returns.
mh16a073When jobs are scarce, men should have more right to a job than women.
mh16a074I’d rather depend on myself than others.
mh16a075I am a highly disciplined person and stick to what I planned to do.
mh16a076I often do my own thing.
mh16a077Being a housewife is just as fulfilling as working for pay.
mh16a078My personal identity, independent of others, is very important to me.
mh16a079Was it difficult to answer the questions?
mh16a080Were the questions sufficiently clear?
mh16a081Did the questionnaire get you thinking about things?
mh16a082Was it an interesting subject?
mh16a083Did you enjoy answering the questions?
mh16a084Starting date questionnaire
mh16a085Starting time questionnaire
mh16a086End date questionnaire
mh16a087End time questionnaire
mh16a088Duration in seconds

Response Information

Response Overview
Selected number of household members: 1,471 (100.0%)
Non-response: 294 (20.0%)
Response: 1,177 (80.0%)
Complete: 1,162 (79.0%)
Incomplete: 15 (1.0%)
Collection Events
Period
04-04-2016 to 26-04-2016
Sample
All the members of the LISS panel with a migration background - age range: 25-65 years old (771) plus random 700 panel members of Dutch origin (25-65 years old).
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents.

Period
02-05-2016 to 31-05-2016
Sample
Non-respondents of the first measurement
Collection Mode
internet survey
Fieldwork Note
A reminder was sent twice to non-respondents